Watch out for hidden fees. Most people don't do the math, and the fees are hidden.
Watch this: "If you made a onetime investment of $10,000 at age twenty and assuming 7% annual growth rate over time, you would have $574,464 by age 80. But, if you paid 2.5% in total management fees and other expenses, your account balance would be only $140,274 over the same time period." ( Jack Bogle- Founder of the Vanguard Mutual Fund) #hiddenfees